The AI model you're using is probably a lazy cheater, says cybersecurity expert Chris Krebs. As seen with the OpenAI model hack on Hugging Face this week, he says that without proper guardrails, most models will find ways to
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The R5 million no man’s land. 4AM Wealth (Pty) Ltd is an authorised FSP (FSP 47249). Model portfolios and performance data shown are factual and illustrative only. Past performance is not indicative of future results. No investment guarantees are provided. Investments carry a risk of loss. Assumptions in examples may not reflect actual or future market conditions. This content is not personalised financial advice. Seek independent financial, legal, and tax advice. Governed by South African law.
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Small Enterprise Manufacturing Programme (SEMP) Up to R15 Million per SMME for: °Machinery & equipment °Working capital °Product accreditation, certification & testing °Up to 84 months to pay back °Blended finance model *100% South African Owned *CIPC registered *Minimum 2 years operation *SARS compliant •Company Docs •FICA Docs •6 months Bank statements •Latest annual financial statements •Business Profile •12 month cashflow projections •Lease or Proof of ownership •Industry certification •Quot
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Math to break into Investment Banking part 6/100 🧮: Net Present Value (NPV) vs Internal Rate of Return (IRR). NPV and IRR are the most important models in the financial industry to determine the value of projects and to decide which projects to accept. NPV uses the concepts of discounting cashflows. We use the weighted average cost of capital as our discount rate and discount all cashflows the project produces, including negative cashflows, to the present day. If NPV is positive --> Project inc
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Stop trying to “save your way” to becoming wealthy… I learned early... income is taxed. Ownership is leveraged. I didn’t get here by stacking cash in a savings account. I got here by building and controlling assets. I focused on: • Real estate that produces cash flow and appreciation. • Debt used strategically, leveraging other people’s money to scale faster. • Businesses that generate income beyond my time. • A lending model that lets me sit in the position of the bank. And on the tax side... I
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